Can your pension sustain your retirement?
Working out how long your pension pot will need to last – as life expectancy rises – is worth thinking about sooner than later. The... Learn More
How to plan for inheritance tax
Following the news that thousands more people are expected to pay the standard 40% inheritance tax this year because of the effects of the pandemic,... Learn More
Time to consolidate your pensions?
Employer pensions can accumulate as we change jobs, and it’s easy to lose track of how much each one contains. We explore what you need... Learn More
The key areas of Tax Day
In mid-February the Treasury announced that “To allow for more transparency and scrutiny, documents and consultations that would traditionally be published at a Budget will be published... Learn More
Could you live on the State Pension?
Let’s be honest, on the morning of 21 October few of us were waiting with bated breath as the latest UK inflation stats were revealed.... Learn More
Preparing emotionally for retirement
You’ve retired from work, you’ve waved a cheerful goodbye to your colleagues and you’re ready for the rest and relaxation you so rightly deserve. It’s... Learn More
Could you live on the State Pension?
Could you live on the State Pension? Let’s be honest, on the morning of 21 October few of us were waiting with bated breath as... Learn More
COVID-19 affects retirement plans for over three million
COVID-19 affects retirement plans for over three million Recent research shows 1 in 10 UK adults with a pension (and not yet retired) have reduced... Learn More
Are you approaching retirement?
If you are nearing retirement, you may have been particularly worried about the impact of recent market volatility on your pension assets and perhaps you... Learn More
Lasting Powers of Attorney
Lasting Powers of Attorney (LPA) You may have already arranged a Will* to deal with matters in the event of your death, but have you... Learn More
Keep your pension planning on track
The coronavirus outbreak is having a widespread impact across all aspects of our financial life, with many people finding their income reduced. At times like... Learn More
Pension planning for the self-employed
There are 4.8 million self-employed people in the UK and only a third have any kind of pension arrangement. A shocking statistic when you consider... Learn More
The factors influencing your pension choices
Planning the best way to draw your pension savings is not straightforward, after all, there’s no ‘one size fits all’ when it comes to retirement.... Learn More
Confused about pension planning?
With more UK employees saving for their retirement than ever you could argue that Automatic Enrolment has been a success since its launch six years... Learn More
The cost of retirement
How much money do you think you’ll need to receive each year of your retirement? According to the investment manager Schroders, working people in the... Learn More
The search for a reliable retirement income
It’s been over three years since the April 2015 pensions changes which scrapped compulsory annuities and gave pensioners greater choice over how to take their... Learn More
Auto enrolment contributions
The introduction of automatic enrolment in 2012 has led to a record high in pension participation, with more than 9.5 million people enrolled through the... Learn More
Don’t fall for a pension scam
Frank Field, Labour MP and chair of an influential parliamentary committee, has called for legislative action to help keep pension savings safe. This comes after... Learn More
Financial wellbeing in retirement
Financial wellbeing is an important factor when it comes to being able to enjoy life. While we’re earning, it’s possible to secure the living standards... Learn More
Auto-enrolment update
It’s reasonable to suggest that auto enrolment has been a major success story. In fact, more than 1 million employers and 9 million employees have... Learn More
Are you retiring soon?
If you are planning on retiring soon there are a few things you may like to consider before you make any important decisions. Gather all... Learn More
Pension Advice Allowance
Financial decisions affecting your retirement income will be among the most important you’ll make during your lifetime and investing in timely financial advice could provide... Learn More
Pensions for stay at home parents
Could you survive on £8,000 a year or less, in retirement? If you’ve given up work to look after your family, you’ll be among those... Learn More
What’s the cost of a comfortable retirement?
Have you ever stopped to think about the monthly income you’d need to provide for a comfortable retirement? If you’re thinking it would be the... Learn More
Pensions for stay at home parents
Could you survive on £8,000 a year or less, in retirement? If you’ve given up work to look after your family, you’ll be among those... Learn More
Saving for retirement: as easy as 123
Much is made of the tax benefits of saving into a pension scheme but there are other benefits to consider. As many corporate pension schemes... Learn More
Pension death benefits
With the introduction of pension freedoms in 2015, we now have a range of options when deciding how to fund our retirement. But few of... Learn More
How to Save for the Retirement You Want
For most, during working life, financial well-being will depend on whatever they do to earn money. However, as well as securing the living standards you... Learn More
Essential Planning For Retiring Abroad
If your dream retirement is somewhere with more sunshine and less rain than the UK, then it may be time to ask yourself “how will... Learn More
When Can I Retire?
“How much do I need for my retirement” is arguably one of the most serious questions facing a working-age adult. The answer ultimately depends on... Learn More
Get To Grips With Your Pension Lifetime Allowance
As the song goes “I got bills, I gotta pay, so I’m gon’ work, work, work every day.” At some point however, people may want... Learn More
Do You Qualify For The New State Pension?
If you reach state pension age on or after 6th April 2016 then you will come under the rules for the new state pension. Here... Learn More
How Pension Changes Affect Everyone
In the past three years there have been dramatic changes to the way people save for their pensions in the UK and the role that... Learn More
Will You Get The Full State Pension?
In the Jane Austen novel Emma, the main character, Emma Woodhouse wittily describes the difference between being rich and being poor in old age. Emma... Learn More
What Are The Alternatives To Annuities?
It seems that wherever one looks in the media at the moment a commentator, government minister or journalist is stepping forward to tell us how... Learn More
What’s My Pension Worth?
It’s hard to argue about the importance of saving for old age. Those still of working age need to look at how they are going... Learn More
Will I Benefit From The Pension Reforms If I’m Already Retired?
One issue in the world of personal finance has dominated the headlines for months; the changes to Britain’s pensions industry that will have profound implications... Learn More
Find My Pension
Some things are so easily lost. Car keys, mobile phone, wallet, or you entire financial future. At any given time a staggering five million people... Learn More
Fancy Retiring to an Exotic Marigold Hotel?
In the UK today often people consistently put away too little money each month to fund the cost of their retirements. Too many people simply... Learn More
How Much Should You Take Out Of Your Pension Pot?
No one is as wise, prudent or capable of self restraint as they think they are. When we think of a large sum of money,... Learn More
How To Benefit From The New Pension Rules
Here’s an unsettling mortal thought: When do you think you are going to die? It’s a question we generally seek to avoid, though thanks to... Learn More
Is A Self Invested Pension Right For You?
In the past year, due to pensions reform, the UK pensions market has undergone radical change and savers will have more autonomy and more choices... Learn More
Getting The Most From The Pension Reforms
The private pensions market has undergone a period of rapid and intensive change in the past year. In the next two years state pensions will... Learn More
What’s Happening To The State Pension?
In the next few months with a general election on the horizon, millions of voters and savers will be eagerly waiting for news of what... Learn More