Our first meeting is about getting to know you, your current financial circumstances and what your concerns, goals and aspirations are. This meeting is at our cost, and you are under no obligation to proceed with any of our services.

The next step is for us to assess the information we gather in our initial discovery meeting and identify your risk profile, so that any recommendations are aligned to making the right investment decisions for your personal circumstances. We will review any current financial arrangements you have and check whether they are still the best fit for your long- term goals.

Having taken everything into account, we will prepare a personal report for you which will include our recommendations and strategies for working towards your ultimate financial objectives. Once you have agreed the plan, we will work to implement the strategy in pursuit your financial aims.

At key stages in your financial life cycle, we will prepare comprehensive cash flow models for you to illustrate certain scenarios which will help you to evaluate whether any changes to your current planning are required.

We believe that regular reviews are very important to ensure that your plan remains on track and captures any change in your circumstances; we understand that life can be challenging, and your plans may need to be adjusted as time goes by.